12.2 Million U.S. Homes Now Uninsured
(3/5/26) As insurance costs continue to rise across the country, some homeowners are opting to go without coverage at all – and a new analysis by LendingTree found that 14.1 percent of U.S. owner-occupied homes are uninsured (12.2 million properties). Key findings of the report, which was just released, include: · Nearly 1 in 7 homes across the U.S. are uninsured. · West Virginia has the highest rate of uninsured homes – 23.9 percent of homes in the state lack
The Hidden Costs of Homeownership Hit $16,000 Per Year
(12/3/25) An analysis by Zillow and Thumbtack released on Nov. 13 found that the hidden costs of homeownership – including insurance, maintenance and property taxes – now add up to $15,979 per year nationwide. That comes to an additional $1,325 per month on top of the principal and interest portion of a typical mortgage payment. The hidden costs in some markets are even higher. In New York City, for example, they total $24,381 per year, while in San Francisco, they come to
Metros Where Property Insurance Represents the Greatest Share of Your Housing Dollar
(9/16/25) In which metro do insurance costs consume the largest chunk of your monthly housing cost? Not surprisingly, it’s Miami,...
